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Health, Safety & Personal Injury Law Blog

February 27, 2013 West Virginia Auto Insurance,West Virginia Insurance Law

Umbrella Insurance – What it is and why it’s needed

What is Umbrella insurance? Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the named insured by providing protections above and beyond what his or her home and auto policies provide.  Simply put, for those who purchase it, umbrella insurance protects their homes, assets, income and businesses.  Umbrella…

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January 2, 2013 West Virginia Auto Insurance,West Virginia Insurance Law,WV Consumer Rights Law

Beware of insurance company using junkyard parts to repair your car after accident – West Virginia judge rules insurance company, body shop can’t put junkyard parts on new vehicles

A Kanawha County judge has granted ex-Attorney General McGraw’s request for a permanent injunction against the Liberty Mutual insurance company and a St. Albans body shop owner who illegally installed junkyard parts on new vehicles involved in auto accidents. The judge ruled that Liberty Mutual and Greg Chandler — owner of Greg Chandler’s Frame and…

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August 10, 2012 auto accident tips,West Virginia Auto Insurance

How to get a Rental Car after a Car Accident

One of the most difficult issues car accident victims face is being without their car while it is being repaired or totaled after an accident.  A rental car is usually the obvious solution, and the other driver’s insurance company is responsible for paying for your rental car if the other driver was at fault.  However,…

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March 27, 2012 West Virginia Auto Insurance

Do You Need to Verify that Your Friend has Auto Insurance Before Letting them Drive Your Car?

The short answer is no.  Generally, it is the vehicle that has the insurance coverage, not the driver.  That is one of the reasons why you have to have proof of auto insurance before you can obtain a license plate for a car but you don’t need proof of insurance to obtain a driver’s license.…

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